Loan Rates

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Loan Rates

New Vehicles
Effective Date: Monday, May 20th, 2024
New Vehicles *Maximum $70,000Interest Rate
Credit Score
Over 730 3.99%
680 - 729 5.49%
640 - 679 7.49%
600 - 639 9.99%
550 - 599 11.99%
Under 550 13.99%

Used Vehicles
Effective Date: Monday, May 20th, 2024
Used Vehicles *Maximum $50,000Interest Rate
Credit Score
Over 730 4.99%
680 -729 6.49%
640 - 679 8.49%
600 - 639 10.99%
550 - 599 12.99%
Under 550 14.99%

Unsecured Personal Loans
Effective Date: Monday, May 20th, 2024
Individual Member *Maximum $10,000Interest Rate
Credit Score
Over 730 9.00%
630 -729 11.95%
640 - 679 13.95%
600 - 639 15.95%
550 - 599 16.95%
Under 550 17.95%

*Maximum $20,000 with One Co-Maker
*Maximum $30,000 with Two Co-Makers
*Maximum $40,000 with Two Co-Makers (All Credit Scores Over 680)

 

Home Equity (HELOC)
Effective Date: Monday, May 20th, 2024
HOME EQUITY (HELOC)Interest Rate*
Credit Score
Over 730 Prime-1/2
680 -729 Prime-1/4
640 -679 Prime
600 - 639 Prime+1/4
550 - 599 Prime+1/2
Under 550 Prime+3/4
*The PRIME RATE as Publsihed in the Money Column of The Wall Street Journal

Other Loans
Effective Date: Monday, May 20th, 2024
LoanInterest Rate
Secured Loans *Maximum $40,000 6.00%
VISA Credit Cards *Maximum $10,000 11.99%