The credit union will be closed on Friday, June 20, 2025 in observance of Juneteenth.  We celebrate the state holiday which is also celebrated by the Town of Harrison.

Loan Rates

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Loan Rates

New Vehicles
Effective Date: Friday, June 20th, 2025
New Vehicles *Maximum $70,000Interest Rate
Credit Score
Over 730 3.99%
680 - 729 5.49%
640 - 679 7.49%
600 - 639 9.99%
550 - 599 11.99%
Under 550 13.99%

Used Vehicles
Effective Date: Friday, June 20th, 2025
Used Vehicles *Maximum $50,000Interest Rate
Credit Score
Over 730 4.99%
680 -729 6.49%
640 - 679 8.49%
600 - 639 10.99%
550 - 599 12.99%
Under 550 14.99%

Unsecured Personal Loans
Effective Date: Friday, June 20th, 2025
Individual Member *Maximum $10,000Interest Rate
Credit Score
Over 730 9.00%
630 -729 11.95%
640 - 679 13.95%
600 - 639 15.95%
550 - 599 16.95%
Under 550 17.95%

*Maximum $20,000 with One Co-Maker
*Maximum $30,000 with Two Co-Makers
*Maximum $40,000 with Two Co-Makers (All Credit Scores Over 680)

 

Home Equity (HELOC)
Effective Date: Friday, June 20th, 2025
HOME EQUITY (HELOC)Interest Rate*
Credit Score
Over 730 Prime-1/2
680 -729 Prime-1/4
640 -679 Prime
600 - 639 Prime+1/4
550 - 599 Prime+1/2
Under 550 Prime+3/4
*The PRIME RATE as Publsihed in the Money Column of The Wall Street Journal

Other Loans
Effective Date: Friday, June 20th, 2025
LoanInterest Rate
Secured Loans *Maximum $40,000 6.00%
VISA Credit Cards *Maximum $10,000 11.99%